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* All deposit products offered through E-LOAN will be opened through Banco Popular North America (BPNA), a New York state chartered bank insured by the FDIC that is the direct parent company of E-LOAN (i.e. E-LOAN is a wholly-owned subsidiary of BPNA). Processing services are provided by BPNA. All deposits with BPNA are insured for the maximum amount allowed by law, and all balances on deposit with BPNA (whether directly or through E-LOAN) would be combined for purposes of determining FDIC coverage eligibility. The legislation authorizing the increase in deposit insurance coverage limits makes the change effective October 3, 2008, through December 31, 2009. If you have questions about FDIC coverage limits and requirements, please visit www.myFDICinsurance.gov or call toll-free 1-877-ASK-FDIC. Banco Popular North America is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

† The Annual Percentage Yield (APY) for a Savings Account is effective as of and subject to change without notice. There is a $5,000 minimum opening account deposit and balance requirement. To qualify for a Savings Plus account, customers must make regular monthly deposits into their savings account of at least $100. Any Savings Plus account that does not have a minimum of $100 per month deposit for over 60 days will be converted back to a standard savings account and the rates in effect for a standard savings account will apply. Savings Plus is a Money Market Deposit Account that allows up to six withdrawals per month.

E-Loan, Inc., 9600 W. Bryn Mawr, Rosemont, IL 60018   

AZ License #BK-0903794, BKBR-0103026; Licensed by the Dept. of Corporations under the CA Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee No. 13189; IL Residential Mortgage Licensee; KS Licensed Mortgage Co. SL 2000-4045; MA Mortgage Lender License #MC1470 and small loan company license #SL0800; SL0800; Mississippi Licensed Mortgage Company; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; Licensed Mortgage Banker/NYS Banking Dept. OH #MB 4538 and MB 4342; Licensed by the PA Dept. of Banking; Rhode Island Licensed lender and licensed by the Virginia State Corporation Commission.